40 N 3rd St, Breese, IL 62230 Property Records

Clinton County property record for 40 N 3rd St, Breese, IL 62230

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,924 sqft · built 1907
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-106-001`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-106-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,924 sqft Finished Area
1st Floor Area	5,166 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	138 ft deep x 181 ft wide
Garage Type	Detached
Garage Area	320 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	40 N 3RD ST
City	BREESE
State	IL
Zip	62230-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION THEO DEEBEN'S 2ND ADD BLOCK B LOT 1 -2-4-5 EX W PT OF LOT 5
Legal Subdivision	THEO DEEBENS 2ND ADD
Legal Block	B
Legal Lot Number	1-2,4-5
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1147
Census Tract	900300

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 N 3RD ST, BREESE, IL 62230-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK
Sep 17, 2019	Trustee's Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Oct 6, 2026
Property Address	40 N 3RD ST, BREESE, IL 62230-1541
Document Number	0000004111
Instrument Date	Sep 30, 2026
Instrument	20264111
Transaction Type	Mortgage
Record Updated	Oct 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 N 3RD ST, BREESE, IL 62230-1541

Mortgage

Document Number	0000004111,
Date	Oct 6, 2026
Instrument	20264111

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	40 N 3RD ST, BREESE, IL 62230-1541
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007264
Date	Nov 9, 2021
Instrument	2021R07264

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	40 N 3RD ST, BREESE, IL 62230-1541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003753
Date	Aug 27, 2018
Instrument	2018R03753

Lender

Name	GERMANTOWN TRUST & SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2023

Interest

Rate Type	Fixed Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLINTON IL
Recording Date	Sep 17, 2019
Property Address	40 N 3RD ST, BREESE, IL 62230-1541
Instrument Date	Sep 4, 2019
Instrument	4080
Transaction Type	Construction Loan
Record Updated	Sep 25, 2019
Title Company	HIGHLAND CMNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 N 3RD ST BREESE IL 622301541, BREESE, IL 62230-1541

Mortgage

Document Number	0000004080
Date	Sep 17, 2019
Instrument	4080

Lender

Name	FCB BK
Type	Bank
Address	TRENTON, IL 62293

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,211.00 (+15.03%) Homeowner's exemption	$105,550 (+24.78%) Land $21,670 Building $83,880	$316,650 (+24.78%) Land $65,010 Building $251,640
2024	$6,269.00 (+59.72%)
2022	$3,925.00 (+3.4%) Homeowner's exemption Additional exemption filed	$84,590 (+5%) Land $17,360 Building $67,230	$253,770 (+5%) Land $52,080 Building $201,690
2021	$3,796.00 Homeowner's exemption Additional exemption filed	$80,560 Land $16,530 Building $64,030	$241,680 Land $49,590 Building $192,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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