O'Brien County property record for 40 N 3rd Ave E, Hartley, IA 51346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,726 sqft · built 1910 |
| Lot Size | 0.172 acres (7,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Apr 2025) |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000086600 |
| Primary APN | 0000086600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 392 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,488 sqft (0.172 acres) |
| Lot Dimensions | 117 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Patio Area | 158 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Water Source | Commercial |
| Street Address | 40 N 3RD AVE E |
|---|---|
| City | HARTLEY |
| State | IA |
| Zip | 51346-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATTONS ADD LOT 4 BLK 1 |
| Legal Subdivision | PATTON'S ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | HARTLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 490100 |
40 N 3rd Ave E is owned and occupied by two individuals who bought it in April 2025.
Source: O'Brien County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Aug 10, 2020 | Deed, Transfer |
| Jul 22, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEIGHTON STATE BANK |
| Jul 1, 2015 | Warranty Deed, Transfer · Line of Credit SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 2025711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Apr 1, 2025 |
| Property Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0020250711 |
| Instrument Date | Apr 1, 2025 |
| Instrument | 2025-0711 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0020250712 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | 2025-0712 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Aug 10, 2020 |
| Property Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0202002138 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020-02138 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2121 OKOBOJI AVE, MILFORD, IA 51351-1273 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jul 22, 2020 |
| Property Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0202001936 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020-01936 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0202001937 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-01937 |
| Name | LEIGHTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jul 1, 2015 |
| Property Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0201501640 |
| Instrument Date | Jun 16, 2015 |
| Instrument | 2015-01640 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 N 3RD AVE E, HARTLEY, IA 51346-1245 |
| Document Number | 0201501641 |
|---|---|
| Date | Jul 1, 2015 |
| Instrument | 2015-01641 |
| Name | SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Sep 30, 2015 |
The 2025 property tax bill for 40 N 3rd Ave E was $1,614, up 17% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Hartley City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,614.00 (+16.96%) | $115,140 Land $10,230 Building $104,910 | $115,140 Land $10,230 Building $104,910 |
| 2024 | $1,380.00 | ||
| 2023 | $97,420 (+42.09%) Land $7,820 Building $89,600 | $97,420 Land $7,820 Building $89,600 | |
| 2022 | $1,150.00 Homeowner's exemption | $68,560 Land $6,020 Building $62,540 | |
| 2021 | $68,560 Land $6,020 Building $62,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 N 3rd Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 N 3rd Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTLEY MUNICIPAL WATER DEPARTMENT serves 1,605 people · EPA ID IA7128036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Community Agency Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures