40 Murray St, San Francisco, CA 94112 Property Records

San Francisco City property record for 40 Murray St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,122 sqft · built 1928
Lot Size	0.001 acres (40 sqft)
Owner	2 Individual Names on File
Last Sale	$1,810,000 (Sep 2023)
Tax Bill	$22,642 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more
APN	`5835-063`

Property Details

APN / Parcel Number

Primary APN	`5835-063`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	40 sqft (0.001 acres)

Location & Zoning

Street Address	40 MURRAY ST
City	SAN FRANCISCO
State	CA
Zip	94112-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1D
Legal Description	MAP C6 14
Legal Subdivision	ST MARYS PARK
Legal Block	5835
Legal Lot Number	63
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MISSION-BERNAL
Census Block Group	1
Census Block	1014
Census Tract	25403

Owner

40 Murray St is owned and occupied by two individuals who bought it in September 2023.

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 7, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 1, 2023	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Mar 1, 2023 · Amount on File
Deed Document Number	202365461
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	J990/0109
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135

Mortgage

Document Number	0000028024
Date	Apr 4, 2024
Instrument	2024028024

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Sep 7, 2023
Property Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135
Document Number	0000065461
Map Reference	MB J PG 47-54
Instrument Date	Aug 22, 2023
Instrument	2023065461
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135

Mortgage

Document Number	0000065462
Date	Sep 7, 2023
Instrument	2023065462

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Mar 1, 2023
Property Address	40 MURRAY ST, SAN FRANCISCO, CA 94112-1135
Document Number	0000015157
Map Reference	MB 2 PG 47-54
Instrument Date	Feb 24, 2023
Instrument	2023015157
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$7,500.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

The 2025 property tax bill for 40 Murray St was $22,642, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,883,124 (+2%) Land $1,318,187 Building $564,937
2025	$22,642.00 (+2.96%)	$1,846,200 Land $1,292,340 Building $553,860
2024	$21,992.00 (+1,043.63%)
2023	$1,923.00 (+20.04%) Homeowner's exemption	$82,323 Land $33,945 Building $48,378
2022	$1,602.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 40 Murray St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Murray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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