Hampden County and West Springfield Town City property record for 40 Mulcahy Dr, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,030 sqft · built 2016 |
| Lot Size | 4.46 acres (194,278 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,622 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00323-27-001 |
| Primary APN | 29-00323-27-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 5,506 sqft |
| Basement Area | 1,218 sqft |
| Unfinished Basement | 1,218 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 194,278 sqft (4.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 29-00323-27-001 |
|---|---|
| Street Address | 40 MULCAHY DR |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 323 |
| Legal Lot Number | 27-1 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 812401 |
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MULCAHY DR, WEST SPRINGFIELD, MA 01089-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2025 | Deed of Trust, Mortgage CITIZENS BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 40 MULCAHY DR, WEST SPRINGFIELD, MA 01089-1235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000239523 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 239523 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 40 MULCAHY DR, WEST SPRINGFIELD, MA 01089-1235 |
| Document Number | 0000223783 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 MULCAHY DR WEST SPRINGFIELD MA 010891235, WEST SPRINGFIELD, MA 01089-1235 |
| Document Number | 0000223783 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 223783 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,622.00 (+3.16%) | $757,600 (+9.4%) Land $184,800 Building $572,800 | $649,857 (+24.24%) |
| 2025 | $10,297.00 (+7.38%) | $692,500 (+6.95%) Land $168,900 Building $523,600 | $523,070 |
| 2024 | $9,589.00 (+10.05%) | $647,500 (+15.48%) Land $168,900 Building $478,600 | |
| 2023 | $8,713.00 | $560,700 Land $142,000 Building $418,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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