40 Mountain Laurel Dr, Aiken, SC 29801 Property Records

Aiken County property record for 40 Mountain Laurel Dr, Aiken, SC 29801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1974
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (Dec 2018)
Tax Bill	$873 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-13-01-003`

Property Details

APN / Parcel Number

Primary APN	`103-13-01-003`
Alternative APNs	`00-129-0-01-063` `R2025080634`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Pool Area	666 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025080634
Street Address	40 MOUNTAIN LAUREL DR
City	AIKEN
State	SC
Zip	29801-9099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE OF HWY 1303 LOT 2NE OF HWY 1303
Legal Lot Number	2
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN
Census Block Group	1
Census Block	1016
Census Tract	20304

Owner

40 Mountain Laurel Dr is owner-occupied and held in a trust since August 2019.

Source: Aiken County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTAL CAROLINA NATIONAL BANK
Jul 13, 2022	Deed, Transfer
Aug 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2018	Deed, Transfer · ARM SECURITY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jun 29, 2009 · Amount on File
Deed Document Number	201829166
Deed Book / Page	4753 / 601
Last Transfer Date	Aug 8, 2019
Transfer Doc	04794/0127
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Sep 8, 2026
Property Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Document Number	0000023568
Book / Page	5349 / 563
Instrument Date	Sep 4, 2026
Instrument	202623568
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Recording Date	Jun 15, 2026
Property Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Document Number	0000015513
Book / Page	5328 / 1898
Instrument Date	Jun 5, 2026
Instrument	202615513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099

Mortgage

Document Number	0000015513,
Date	Jun 15, 2026
Book Page	5328/1898
Instrument	202615513

Lender

Name	COASTAL CAROLINA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Jul 13, 2022
Property Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Document Number	05034/0378
Book / Page	5034 / 378
Map Reference	MB 61 PG 465
Instrument Date	Feb 13, 2020
Instrument	2022019901
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3187, AIKEN, SC 29802-3187

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AIKEN SC
Recording Date	Aug 9, 2019
Property Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Document Number	4794/0127
Book / Page	004794 / 000127
Instrument Date	Aug 8, 2019
Instrument	19946
Transaction Type	Transfer
Record Updated	Apr 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 MOUNTAIN LAUREL DR AIKEN SC 298019099, AIKEN, SC 29801-9099

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Dec 10, 2018
Property Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099
Document Number	04753/0601
Book / Page	4753 / 0601
Instrument Date	Dec 4, 2018
Instrument	2018029166
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 MOUNTAIN LAUREL DR, AIKEN, SC 29801-9099

Mortgage

Document Number	2018029168
Date	Dec 10, 2018
Instrument	2018029168

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Mountain Laurel Dr was $873.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00	$8,620	$215,460 Land $16,650 Building $198,810
2023	$874.00	$8,260 Land $670 Building $7,590	$206,470 Land $16,650 Building $189,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Mountain Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Mountain Laurel Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMERON MHP private · serves 83 people · EPA ID SC0260038
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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