40 Mount Royal Ave, Aberdeen, MD 21001 Property Records

Harford County property record for 40 Mount Royal Ave, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,325 sqft · built 1925
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 2001)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-034093`

Property Details

APN / Parcel Number

Primary APN	`02-034093`
Alternative APNs	`2034093` `034093`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,325 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	034093
Street Address	40 MOUNT ROYAL AVE
City	ABERDEEN
State	MD
Zip	21001-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 50X210 4O MT ROYAL AVENUE LD BAKER CHARLES 4/7
Legal Subdivision	BAKER CHARLES 04 07
Legal Lot Number	4O
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1026
Census Tract	302802

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 MOUNT ROYAL AVE, ABERDEEN, MD 21001-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2001 · Amount on Record
Deed Sale	Jan 24, 2001 · Amount on Record
Deed Document Number	2001219
Deed Book / Page	3422 / 372
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	40 MOUNT ROYAL AVE, ABERDEEN, MD 21001-2430
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159080309
Date	May 18, 2023
Book Page	15908/309

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,400 (+15.54%) Land $51,000 Building $104,400	$155,400 (+15.54%) Land $51,000 Building $104,400
2025	$1,346.00 (+6.07%) Homeowner's exemption
2023		$134,500 Land $51,000 Building $83,500	$134,500 Land $51,000 Building $83,500
2022	$1,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880