Contra Costa County property record for 40 Mount Emory Ct, Clayton, CA 94517
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,019 sqft · built 1971 |
| Lot Size | 0.311 acres (13,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (May 2012) |
| Tax Bill | $7,933 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2018 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-152-004-6 |
| Primary APN | 119-152-004-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 2,019 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cluster |
| Lot Area | 13,560 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 40 MT EMORY CT |
|---|---|
| City | CLAYTON |
| State | CA |
| Zip | 94517-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3576 LOT 11 EX MR |
| Legal Subdivision | SUBDIVISION 3576 |
| Legal Tract | 3576 |
| Legal Lot Number | 11 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 355306 |
40 Mount Emory Ct is owned and occupied by an individual who acquired it in February 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit UNCLE CU |
| Apr 2, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 3, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2012 · Amount on File |
| Deed Sale | May 25, 2012 · Amount on File |
| Deed Document Number | 2012121946 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000041172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000059313 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023-059313 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049997 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018-049997 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000004938 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020-004938 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000214306 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-214306 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000206023 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-206023 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 10, 2021 |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000041172 |
| Map Reference | MB 129 PG 26 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021-041172 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000041173 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-041173 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 MT EMORY CT, CLAYTON, CA 94517-1534 |
| Document Number | 0000098567 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 40 MT EMORY CT CLAYTON CA 945171534, CLAYTON, CA 94517-1534 |
| Document Number | 0000098567 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 98567 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107-9900 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 40 Mount Emory Ct was $7,933 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Clayton City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,201 (+2%) Land $409,971 Building $205,230 | |
| 2025 | $7,933.00 Homeowner's exemption | $603,139 Land $401,933 Building $201,206 |
| 2023 | $7,581.00 (+0.4%) Homeowner's exemption | $579,720 Land $386,326 Building $193,394 |
| 2022 | $7,551.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 Mount Emory Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Mount Emory Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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