40 Morse St, Coldwater, MI 49036 Property Records

Branch County property record for 40 Morse St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,526 sqft · built 1860
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Apr 2016)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jan 2022 Transfer Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-737-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-737-00`

Interior

Full Baths	2 Baths
Building Area	1,526 sqft Building Perimeter
1st Floor Area	1,127 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 MORSE ST
City	COLDWATER
State	MI
Zip	49036-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 23 RDS 6 1/4 FT N OF N LI OF CHICAGO ST TH N ON E LI OF MORSE ST 4 RDS 2 1/4 FT TH E 8 RDS TH S 4 RDS 2 1/4 FT TH W
Legal Range	06W
Legal Township	06S
Legal Section	22
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2001
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Chicago Street Historic District (Boundary Increase II) listed 1990 · 60 contributing resources · NRIS 90001130

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Morse St is owned by two individuals who acquired it in January 2022.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 TRUBEY TRL, UNION CITY, MI 49094-8724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer
Sep 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Document Number	20162316
Last Transfer Date	Jan 18, 2022
Transfer Doc	0202200439
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jan 19, 2022
Property Address	40 MORSE ST, COLDWATER, MI 49036-1717
Document Number	0202200439
Instrument Date	Jan 18, 2022
Instrument	2022-00439
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 TRUBEY TRAL, UNION CITY, MI 49094-8724

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Sep 3, 2021
Property Address	40 MORSE ST, COLDWATER, MI 49036-1717
Document Number	202106816
Instrument Date	Sep 1, 2021
Instrument	2021-06816
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	907 TRUBEY TRL, UNION CITY, MI 49094-8724

Tax Assessment & Valuation

The 2025 property tax bill for 40 Morse St was $2,053, up 3.5% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (+12.46%)	$120,000 (+12.46%)
2025	$2,053.00 (+3.48%)	$53,350	$106,700
2024	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Morse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Morse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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