Bergen County and Rutherford Borough property record for 40 Morse Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,601 sqft · built 1918 |
| Lot Size | 0.15 acres (6,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jan 2018) |
| Tax Bill | $13,421 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00043-0000-00027 |
| Primary APN | 56-00043-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,601 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 6,551 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| Garage Type | Detached |
| Street Address | 40 MORSE AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X131 |
| Legal Subdivision | SHELTER |
| Legal Block | 43 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51300 |
40 Morse Ave is owned by two individuals who bought it in January 2018.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 VAN RIPER AVE, RUTHERFORD, NJ 07070-2864 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jan 11, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Feb 2, 2013 · Amount on File |
| Deed Document Number | 201818-002693 |
| Deed Book / Page | 2833 / 1826 |
| Prior Transfer Date | Nov 12, 1998 |
| Prior Transfer Doc | 0000002628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0043980827 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 4398/827 |
| Instrument | 2021151810 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0036711153 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 3671/1153 |
| Instrument | 20-074696 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2018 |
| Property Address | 40 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0028331826 |
| Book / Page | 2833 / 1826 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 00018-002693 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
The 2025 property tax bill for 40 Morse Ave was $13,421, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,400 (-) Land $267,800 Building $151,600 | $419,400 (-) Land $267,800 Building $151,600 | |
| 2025 | $13,421.00 (+2.54%) | $419,400 Land $267,800 Building $151,600 | $419,400 Land $267,800 Building $151,600 |
| 2024 | $13,089.00 | ||
| 2023 | $419,400 Land $267,800 Building $151,600 | $419,400 Land $267,800 Building $151,600 | |
| 2022 | $12,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Morse Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Morse Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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