40 Moonlight River Dr, Eddington, ME 04428 Property Records

Penobscot County and Eddington Town property record for 40 Moonlight River Dr, Eddington, ME 04428

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$353,900 (Sep 2019)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EDDI M:014 L:005-008`

Property Details

APN / Parcel Number

Primary APN	`EDDI M:014 L:005-008`
Alternative APN	`1503`

Exterior

Architectural Style	Multi-Family
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	1503
Street Address	40 MOONLIGHT RIVER DR
City	EDDINGTON
State	ME
Zip	04428-3170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5-8
Jurisdiction	EDDINGTON ME
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1027
Census Tract	9000

Owner

40 Moonlight River Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Penobscot County and Eddington Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MOONLIGHT RIVER DR, EDDINGTON, ME 04428-3170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
May 29, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 9, 2019	Warranty Deed, Transfer · VA Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Deed Document Number	201926675
Deed Book / Page	15270 / 321
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDDINGTON ME
Property Address	40 MOONLIGHT RIVER DR, EDDINGTON, ME 04428-3170
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170900349
Date	Mar 14, 2024
Book Page	17090/349
Instrument	5434

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDDINGTON ME
Property Address	40 MOONLIGHT RIVER DR, EDDINGTON, ME 04428-3170
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148230155
Date	May 29, 2018
Book Page	14823/0155
Instrument	000000014055

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 29, 2043

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDDINGTON ME
Property Address	40 MOONLIGHT RIVER DR, EDDINGTON, ME 04428-3170
Document Number	0156310217
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 MOONLIGHT RIVER DR EDDINGTON ME 044283170, EDDINGTON, ME 04428-3170

Mortgage

Document Number	0156310217
Date	Jul 31, 2020
Book Page	015631/000217
Instrument	23095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDDINGTON ME
Recording Date	Sep 9, 2019
Property Address	40 MOONLIGHT RIVER DR, EDDINGTON, ME 04428-3170
Document Number	0152700321
Book / Page	15270 / 321
Instrument Date	Sep 6, 2019
Instrument	26675
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CUNNINGHAM LN, MILFORD, ME 04461-3315

Mortgage

Document Number	0000026676
Date	Sep 9, 2019
Instrument	26676

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Moonlight River Dr was $6,114, down 0.9% from the year before.

Source: Penobscot County and Eddington Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Eddington Town
Unified School District	School Administrative District 63 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,114.00 (-0.94%)	$505,300 (+61.7%) Land $68,000 Building $437,300
2024	$6,172.00 (+13.83%)	$312,484 (-) Land $31,500 Building $280,984
2023	$5,422.00 (+6.13%)	$312,484 (-) Land $31,500 Building $280,984
2022	$5,109.00	$312,484 Land $31,500 Building $280,984

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Moonlight River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Moonlight River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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