Passaic County and Wayne Township property record for 40 Monterey Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,932 sqft · built 1965 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,000 (May 2025) |
| Tax Bill | $12,602 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02427-0000-00007 |
| Primary APN | 14-02427-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,932 sqft Living Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400589J00014 |
|---|---|
| Street Address | 40 MONTEREY DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STAG RUN/WAYNE SEC 2 |
| Legal Block | 2427 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MONTEREY DR, WAYNE, NJ 07470-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 8, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jan 15, 2019 | Intrafamily Transfer, Transfer · ARM BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on Record |
| Deed Sale | May 20, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2014 · Amount on Record |
| Deed Document Number | 202516667 |
| Deed Book / Page | 4900 / 68 |
| Prior Transfer Date | Dec 26, 2018 |
| Prior Transfer Doc | 0000002281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 8, 2024 |
| Property Address | 40 MONTEREY DR, WAYNE, NJ 07470-6538 |
| Document Number | 0000000861 |
| Book / Page | D4645 / 150 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024000861 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COPPOLA CT, CLIFTON, NJ 07013-1543 |
| Name | Verified Name |
|---|---|
| Address | 40 MONTEREY DR, WAYNE, NJ 07470-6538 |
| Document Number | 0000000862 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024000862 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 15, 2019 |
| Property Address | 40 MONTEREY DR, WAYNE, NJ 07470-6538 |
| Document Number | 0000002281 |
| Book / Page | D3491 / 0199 |
| Map Reference | MAP 2117 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2019002281 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | MONUMENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COPPOLA CT, 20, CLIFTON, NJ 07013-1543 |
| Name | Verified Name |
|---|---|
| Address | 40 MONTEREY DR, WAYNE, NJ 07470-6538 |
| Document Number | 0000002282 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | M15363/0170 |
| Instrument | 2019002282 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 11.8% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,100 (-) Land $121,000 Building $89,100 | $210,100 (-) Land $121,000 Building $89,100 | |
| 2025 | $12,602.00 (+0.88%) | $210,100 (-) Land $121,000 Building $89,100 | $210,100 (-) Land $121,000 Building $89,100 |
| 2024 | $12,492.00 (+5.16%) | ||
| 2023 | $210,100 (-) Land $121,000 Building $89,100 | $210,100 (-) Land $121,000 Building $89,100 | |
| 2022 | $11,879.00 | $210,100 Land $121,000 Building $89,100 | $210,100 Land $121,000 Building $89,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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