40 Mitchell St, Wayland, MA 01778 Property Records

Middlesex County and Wayland Town property record for 40 Mitchell St, Wayland, MA 01778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,666 sqft · built 1987
Lot Size	1.13 acres (49,222 sqft)
Owner	2 Individual Names on File
Last Sale	$1,016,000 (Jun 2018)
Tax Bill	$21,054 (2026)
Deeds & Mortgages	May 2021 Refinance May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WAYL M:47C L:013`

Property Details

APN / Parcel Number

Primary APN	`WAYL M:47C L:013`
Alternative APN	`M:47C P:013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,666 sqft Living Area
Gross Area	6,113 sqft
1st Floor Area	1,571 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,222 sqft (1.13 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 MITCHELL ST
City	WAYLAND
State	MA
Zip	01778-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	WAYLAND
Legal Lot Number	13
Jurisdiction	WAYLAND MA
Township / Civil Division	WAYLAND
Census Block Group	3
Census Block	3007
Census Tract	366100

Owner

40 Mitchell St is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Wayland Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
May 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ONELOCAL BANK
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit ONELOCAL BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ONE WEST BANK FSB
Jun 15, 2018	Quit Claim Deed, Transfer FOXBORO FED'L SVGS & LN ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	71160 / 565
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077737-291
Date	May 11, 2021
Book Page	77737/291
Instrument	106329

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081531-147
Date	May 15, 2023
Book Page	81531/147
Instrument	49555

Lender

Name	ONELOCAL BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082595-582
Date	Mar 25, 2024
Book Page	82595/582
Instrument	28816

Lender

Name	ONELOCAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73623-399
Date	Nov 12, 2019
Book Page	73623/399
Instrument	175588

Lender

Name	ONE WEST BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYLAND MA
Recording Date	Jun 15, 2018
Property Address	40 MITCHELL ST, WAYLAND, MA 01778-4452
Document Number	71160-565
Book / Page	071160 / 000565
Instrument Date	Jun 5, 2018
Instrument	86176
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,633.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 MITCHELL ST WAYLAND MA 017784452, WAYLAND, MA 01778-4452

Mortgage

Document Number	71160-569
Date	Jun 15, 2018
Book Page	071160/000569
Instrument	86177

Lender

Name	FOXBORO FED'L SVGS & LN ASSN

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	3.63%

Tax Assessment & Valuation

The 2026 property tax bill for 40 Mitchell St was $21,054, up 2% from the year before.

Source: Middlesex County and Wayland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wayland Town
Unified School District	Wayland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,054.00 (+2.02%)	$1,419,700 (+7.52%) Land $556,600 Building $863,100	$1,476,580 (+2.16%)
2025	$20,638.00 (+5.71%)	$1,320,400 (+4.96%) Land $520,100 Building $800,300	$1,445,425
2024	$19,524.00 (+7.04%)	$1,258,000 (+14.83%) Land $495,400 Building $762,600
2023	$18,240.00	$1,095,500 Land $450,200 Building $645,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND WATER DEPARTMENT serves 14,096 people · EPA ID MA3315000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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