40 Millstream Ln, Concord, NH 03303 Property Records

Merrimack County and Concord City property record for 40 Millstream Ln, Concord, NH 03303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,572 sqft · built 2002
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$269,900 (Apr 2016)
Tax Bill$10,255 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:144-P B:57

Property Details

APN / Parcel Number

Primary APNM:144-P B:57
Alternative APN
  • CNCD M:144P B:57

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,572 sqft Living Area
Gross Area3,286 sqft
1st Floor Area786 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address40 MILLSTREAM LN
CityCONCORD
StateNH
Zip03303-1869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Block57
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3012
Census Tract44300

Owner

Source: Merrimack County and Concord City records · APN M:144-P B:57

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 MILLSTREAM LN, CONCORD, NH 03303-1869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 06, 2021Deed of Trust, Mortgage · FHA Mortgage
SEMPER HOME LOANS INC
Jan 26, 2021Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE
Sep 03, 2019Deed of Trust, Mortgage · FHA Mortgage
SEMPER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2016 · Amount on Record
Deed SaleApr 22, 2016 · Amount on Record
Prior SaleJan 28, 2005 · Amount on Record
Deed Document Number20166453
Deed Book / Page3512 / 1928
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address40 MILLSTREAM LN, CONCORD, NH 03303-1869
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002467
DateFeb 26, 2024
Book Page3850/8
Instrument202400002467
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMar 01, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address40 MILLSTREAM LN, CONCORD, NH 03303-1869
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031106
DateDec 06, 2021
Book Page3772/268
Instrument202100031106
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address40 MILLSTREAM LN, CONCORD, NH 03303-1869
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100002141
DateJan 26, 2021
Book Page3719/2705
Instrument202100002141
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address40 MILLSTREAM LN, CONCORD, NH 03303-1869
Document Number0036452139
Instrument DateSep 03, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MILLSTREAM LN CONCORD NH 033031869, CONCORD, NH 03303-1869

Mortgage

Document Number0036452139
DateSep 09, 2019
Book Page003645/002139
Instrument16190
Lender
NameSEMPER HM LOANS
TypeFunding / Finance Company
AddressPROVIDENCE, RI 02907
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2049

Tax Assessment & Valuation

Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictMerrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,255.00 (+0.32%)$333,600 (-) Land $99,700 Building $233,900
2024$10,222.00 (+5.12%)$333,600 (-) Land $99,700 Building $233,900
2023$9,724.00 (+0.06%)$333,600 (-) Land $99,700 Building $233,900$460,940
2022$9,718.00$333,600 Land $99,700 Building $233,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130443003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2006)
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 236 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cogeco Cable Holdings II
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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