40 Millstone Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 40 Millstone Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1988
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$10 (Dec 2023)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883000097`

Property Details

APN / Parcel Number

Primary APN	`A883000097`
Alternative APN	`3-0014-6174-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,586 sqft
Basement Area	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000097
Street Address	40 MILLSTONE CT
City	SAINT CHARLES
State	MO
Zip	63303-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE LOT 6
Legal Subdivision	RIVERSIDE
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1001
Census Tract	311146

Owner

40 Millstone Ct is owned by a company that bought it in December 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 180711, DELAFIELD, WI 53018-0711
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2020	Warranty Deed, Transfer LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	202351889
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0000051889
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 26, 2023
Property Address	40 MILLSTONE CT, SAINT CHARLES, MO 63303-2914
Document Number	0000051889
Map Reference	MB 26 PG 115
Instrument Date	Apr 19, 2022
Instrument	2023R-051889
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 COLWICK CT, PLANO, TX 75023-1065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 180711, DELAFIELD, WI 53018-0711

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 8, 2020
Property Address	40 MILLSTONE CT, SAINT CHARLES, MO 63303-2914
Document Number	0000075815
Instrument Date	Oct 1, 2020
Instrument	75815
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12839 DAYLIGHT DR ST LOUIS MO 631311895, ST LOUIS, MO 63131-1895

Mortgage

Document Number	75816
Date	Oct 8, 2020
Instrument	75816

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Millstone Ct was $3,327, up 7.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,346 (-)	$291,295 (-) Land $70,000 Building $221,295
2025	$3,327.00 (+7.77%)	$55,346	$291,295 Land $70,000 Building $221,295
2024	$3,087.00
2023		$49,799
2022			$262,101 Land $50,000 Building $212,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Millstone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Millstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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