Warren County property record for 40 Millard Ct, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,821 sqft · built 1998 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,986 (Nov 1998) |
| Tax Bill | $9,424 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-374-005-0 |
| Primary APN | 04-09-374-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,821 sqft Living Area |
| Gross Area | 5,557 sqft |
| 1st Floor Area | 565 sqft |
| 2nd Floor Area | 1,450 sqft |
| Attic | Attic |
| Attic Area | 368 sqft |
| Basement Area | 1,356 sqft |
| Finished Basement | 1,356 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 17,642 sqft (0.405 acres) |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 550188 |
|---|---|
| Street Address | 40 MILLARD CT |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.1 SETT.WALK LOT 8 |
| Legal Subdivision | EST.1 SETT.WALK |
| Legal Block | 88 |
| Legal Lot Number | 8 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30901 |
40 Millard Ct is owned and occupied by an individual who bought it in November 1998.
Source: Warren County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 MILLARD CT, SPRINGBORO, OH 45066-8695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/WSTN OH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 1998 · Amount on File |
| Deed Sale | Nov 24, 1998 · Amount on File |
| Prior Sale | Apr 21, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 23, 2026 |
| Property Address | 40 MILLARD CT, SPRINGBORO, OH 45066-8695 |
| Document Number | 0000010856 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202610856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2730 SANTA ROSA DR, DAYTON, OH 45440-1318 |
| Document Number | 0000010856, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202610856 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 MILLARD CT, SPRINGBORO, OH 45066-8695 |
| Document Number | 0000018532 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MILLARD CT SPRINGBORO OH 450668695, SPRINGBORO, OH 45066-8695 |
| Document Number | 0000018532 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 18532 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 40 Millard Ct was $9,424, down 0.2% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,424.00 (-0.24%) | $241,930 Land $45,500 Building $196,430 | $691,220 Land $130,000 Building $561,220 |
| 2024 | $9,447.00 (+18.37%) | ||
| 2023 | $7,981.00 (+1.5%) Homeowner's exemption | $187,418 (-) Land $20,650 Building $166,768 | |
| 2022 | $7,863.00 Homeowner's exemption | $187,418 Land $20,650 Building $166,768 | $535,480 (-) Land $59,000 Building $476,480 |
| 2021 | $535,480 Land $59,000 Building $476,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Millard Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Millard Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures