Warwick City property record for 40 Mill Cove Rd, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,352 sqft · built 1930 |
| Lot Size | 0.272 acres (11,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Jan 2025) |
| Tax Bill | $7,129 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 33502240000 |
| Primary APN | 33502240000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,850 sqft (0.272 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8886 |
|---|---|
| Street Address | 40 MILL COVE RD |
| City | WARWICK |
| State | RI |
| Zip | 02889-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 224 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21502 |
Source: Warwick City records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 MILL COVE RD, WARWICK, RI 02889-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Jan 8, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage WAVE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | May 8, 2009 · Amount on Record |
| Deed Document Number | 2025269 |
| Deed Book / Page | 10617 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 4, 2026 |
| Property Address | 40 MILL COVE RD, WARWICK, RI 02889-4712 |
| Document Number | 010905-220 |
| Book / Page | 10905 / 220 |
| Instrument Date | May 28, 2026 |
| Instrument | 20266415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 MILL COVE RD, WARWICK, RI 02889-4712 |
| Document Number | 0000006415, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 10905/220 |
| Instrument | 20266415 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 8, 2025 |
| Property Address | 40 MILL COVE RD, WARWICK, RI 02889-4712 |
| Document Number | 010617-189 |
| Book / Page | 10617 / 189 |
| Instrument Date | Jan 8, 2025 |
| Instrument | 269 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MILL COVE RD, WARWICK, RI 02889-4712 |
| Document Number | 0000000270 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 270 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,129.00 (+3.65%) | $561,300 (+15.8%) Land $202,100 Building $359,200 |
| 2023 | $6,878.00 (+11.89%) | $484,700 (+47.68%) Land $194,200 Building $290,500 |
| 2022 | $6,147.00 | $328,200 Land $118,300 Building $209,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 34 (1978–2012) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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