Narragansett Town property record for 40 Middle Rd, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1968 |
| Lot Size | 0.106 acres (4,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2016) |
| Tax Bill | $3,308 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | NARR M:S B:48 |
| Primary APN | NARR M:S B:48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,424 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,609 sqft (0.106 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13148505 |
|---|---|
| Street Address | 40 MIDDLE RD |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-4990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 48 |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 51503 |
40 Middle Rd is owned by two individuals who bought it in September 2016.
Source: Narragansett Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 MARK DR, SOUTH WINDSOR, CT 06074-1434 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on File |
| Deed Sale | Sep 7, 2016 · Amount on File |
| Deed Document Number | 20163240 |
| Deed Book / Page | 881 / 883 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 40 Middle Rd was $3,308.
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,308.00 | $487,200 Land $239,700 Building $247,500 | $667,536 |
| 2023 | $3,107.00 (+3.46%) | $333,700 (-) Land $171,200 Building $162,500 | |
| 2022 | $3,003.00 | $333,700 Land $171,200 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Middle Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 41 condo units |
| Nearby Flood Claims | 7 (1982–2018) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Middle Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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