Adams County property record for 40 Michael St, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1980 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,500 (Jul 2013) |
| Tax Bill | $4,271 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 012-0106-000 |
| Primary APN | 08 012-0106-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,248 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 40 MICHAEL ST |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-9068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | GRANNY ESTATES |
| Legal Lot Number | L-0010 |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CONEWAGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31102 |
Source: Adams County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MICHAEL ST, HANOVER, PA 17331-9068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ACNB BANK |
| Nov 29, 2018 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on Record |
| Deed Sale | Jul 2, 2013 · Amount on Record |
| Prior Sale | Jul 2, 2008 · Amount on Record |
| Deed Book / Page | 5848 / 470 |
| Prior Transfer Date | Feb 22, 2012 |
| Prior Transfer Doc | 5684000286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 40 MICHAEL ST, HANOVER, PA 17331-9068 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 40 MICHAEL ST, HANOVER, PA 17331-9068 |
| Document Number | 007132/603 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 7132/603 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 21, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 40 MICHAEL ST, HANOVER, PA 17331-9068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000006441/0000000299 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 0000006441/0000000299 |
| Instrument | 201800013650 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 290 Months |
| Due | Jan 1, 2043 |
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Conewago Township |
| Unified School District | Conewago Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,271.00 (+10.22%) | $175,200 (-) Land $40,000 Building $135,200 | |
| 2024 | $3,875.00 (+3.83%) | $175,200 (-) Land $40,000 Building $135,200 | |
| 2023 | $3,732.00 | $175,200 Land $40,000 Building $135,200 | |
| 2010 | $175,200 Land $40,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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