Clinton County and Plattsburgh Town property record for 40 Melody Ln, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,080 sqft · built 1990 |
| Lot Size | 0.556 acres (24,225 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,475 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 094200 206.-5-7 |
| Primary APN | 094200 206.-5-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| 2nd Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 24,225 sqft (0.556 acres) |
| Lot Dimensions | 193 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 1,484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 896 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Gazebo | 256 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 MELODY LN |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | MELODY LN SUBD LOT 15 |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PLATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 100800 |
Source: Clinton County and Plattsburgh Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 40 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000312561 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 40 MELODY LN PLATTSBURGH NY 129016413, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000312561 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 312561 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Plattsburgh Town |
| Unified School District | Beekmantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,475.00 (+217.43%) | ||
| 2025 | $3,615.00 | $497,500 (+32.67%) Land $62,600 Building $434,900 | $526,100 (+19.24%) Land $66,199 Building $459,901 |
| 2023 | $375,000 Land $61,900 Building $313,100 | $441,200 Land $72,827 Building $368,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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