Norfolk County and Needham Town property record for 40 Mellen St, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 728 sqft · built 1890 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Dec 2003) |
| Tax Bill | $10,309 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0630001600000 |
| Primary APN | M:0630001600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 728 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 MELLEN ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 16 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 457200 |
Source: Norfolk County and Needham Town records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MELLEN ST, NEEDHAM HEIGHTS, MA 02494-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| May 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on Record |
| Deed Sale | Dec 17, 2003 · Amount on Record |
| Deed Document Number | 2003293199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 40 MELLEN ST, NEEDHAM HEIGHTS, MA 02494-1202 |
| Document Number | 0000049118 |
| Book / Page | 43235 / 437 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202649118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 MELLEN ST, NEEDHAM HEIGHTS, MA 02494-1202 |
| Document Number | 0000049118, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 43235/437 |
| Instrument | 202649118 |
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 40 MELLEN ST, NEEDHAM, MA 02494-1202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36833-71 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 36833/71 |
| Instrument | 41483 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 40 MELLEN ST, NEEDHAM, MA 02494-1202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38138-519 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 38138/519 |
| Instrument | 73669 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,309.00 (+41.06%) | $972,500 (+73.54%) Land $601,900 Building $370,600 | $1,038,920 (+21.85%) |
| 2024 | $852,625 | ||
| 2023 | $7,308.00 | $560,400 Land $429,900 Building $130,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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