Barnstable County and Barnstable Town City property record for 40 Melissa Ln, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,712 sqft · built 2002 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Mar 2018) |
| Tax Bill | $11,748 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:010 L:010002 |
| Primary APN | COTU M:010 L:010002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,712 sqft Living Area |
| Gross Area | 7,493 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 371323 |
|---|---|
| Street Address | 40 MELISSA LN |
| City | COTUIT |
| State | MA |
| Zip | 02635-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | PADERBORN DEV CO INC |
| Legal Lot Number | 10002 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MELISSA LN, COTUIT, MA 02635-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MTG |
| Mar 29, 2018 | Quit Claim Deed, Transfer EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Aug 5, 2002 · Amount on Record |
| Deed Book / Page | 31168 / 20 |
| Last Transfer Date | Jun 19, 2023 |
| Transfer Doc | 0000025299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 40 MELISSA LN, COTUIT, MA 02635-2334 |
| Document Number | 32911-30 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MELISSA LN COTUIT MA 026352334, COTUIT, MA 02635-2334 |
| Document Number | 32911-30 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 032911/000030 |
| Instrument | 23395 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Mar 29, 2018 |
| Property Address | 40 MELISSA LN, COTUIT, MA 02635-2334 |
| Document Number | 31168-20 |
| Book / Page | 31168 / 20 |
| Instrument | 14293 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MELISSA LN, COTUIT, MA 02635-2334 |
| Document Number | 311680022 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 31168/0022 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2048 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,748.00 (+18.98%) | $1,407,000 (+12.28%) Land $246,900 Building $1,160,100 | $1,462,066 |
| 2024 | $9,874.00 (+9.21%) | $1,253,100 (+16.01%) Land $246,900 Building $1,006,200 | |
| 2023 | $9,041.00 | $1,080,200 Land $224,400 Building $855,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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