40 Meadow Ln, Prophetstown, IL 61277 Property Records

Whiteside County property record for 40 Meadow Ln, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.474 acres (20,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1532277012`

Property Details

APN / Parcel Number

Primary APN	`1532277012`
Alternative APNs	`122518` `78038`

Exterior

Lot Area	20,663 sqft (0.474 acres)

Location & Zoning

Account Number	122518
Street Address	40 MEADOW LN
City	PROPHETSTOWN
State	IL
Zip	61277-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR MEADOWS NE 32 & LOT 9 129200X
Legal Subdivision	FAIR MDWS SUB
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1026
Census Tract	700

Owner

40 Meadow Ln is owned and occupied by two individuals who acquired it in August 2025.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MEADOW LN, PROPHETSTOWN, IL 61277-9302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Sep 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jan 30, 2018	Deed of Trust, Mortgage · Line of Credit IH MS VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000004420
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	40 MEADOW LN, PROPHETSTOWN, IL 61277-9302
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002826
Date	Jun 25, 2024
Instrument	2024-02826

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 5, 2025
Property Address	40 MEADOW LN, PROPHETSTOWN, IL 61277-9302
Document Number	0000004420
Instrument Date	Aug 26, 2025
Instrument	2025-04420
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE AND CLOSING COMP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 MEADOW LN, PROPHETSTOWN, IL 61277-9302

Mortgage

Document Number	0000004421
Date	Sep 5, 2025
Instrument	2025-04421

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	40 MEADOW LN, PROPHETSTOWN, IL 61277-9302
Document Number	0000000658
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MEADOW LN PROPHETSTOWN IL 612779302, PROPHETSTOWN, IL 61277-9302

Mortgage

Document Number	0000000658
Date	Feb 7, 2018
Instrument	658

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Meadow Ln was $4,719, up 11.4% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00 (+11.38%)	$62,963 (+12.94%) Land $5,995 Building $56,968
2024	$4,237.00 Additional exemption filed	$55,749 Land $5,308 Building $50,441	$188,889 (+12.94%) Land $17,985 Building $170,904
2023			$167,247 Land $15,924 Building $151,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Meadow Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Meadow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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