40 McO Rd, Jackson, TN 38305 Property Records

Madison County property record for 40 McO Rd, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,837 sqft · built 1972
Lot Size	0.602 acres (26,250 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Mar 2019)
Tax Bill	$1,581 (2022)
Deeds & Mortgages	Mar 2019 Transfer Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`057056H B 00300`

Property Details

APN / Parcel Number

Primary APN	`057056H B 00300`
Alternative APN	`056H B 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,837 sqft Living Area
1st Floor Area	1,837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,250 sqft (0.602 acres)
Lot Dimensions	150 ft deep x 175 ft wide
Garage Type	Mixed
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	677 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 MCO RD
City	JACKSON
State	TN
Zip	38305-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: J62
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	100

Owner

40 McO Rd is owned by two individuals who bought it in March 2019.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 MCO RD, JACKSON, TN 38305-2322
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 22, 2019	Warranty Deed, Transfer · Line of Credit COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Mar 22, 2019
Deed Document Number	19003186
Deed Book / Page	D750 / 1204
Record Updated	Jun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON TN
Recording Date	Mar 22, 2019
Property Address	40 MCO RD, JACKSON, TN 38305-2322
Document Number	0000003183
Book / Page	00D750 / 001200
Instrument Date	Mar 15, 2019
Instrument	3183
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MCO RD JACKSON TN 383052322, JACKSON, TN 38305-2322

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 22, 2019
Property Address	40 MCO RD, JACKSON, TN 38305-2322
Document Number	0D750/1204
Book / Page	D750 / 1204
Instrument Date	Mar 15, 2019
Instrument	19003186
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019003187
Date	Mar 22, 2019
Instrument	19003187

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,325 Land $5,000 Building $39,325
2023		$45,350 Land $5,000 Building $40,350
2022	$1,581.00		$177,300 Land $20,000 Building $157,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 McO Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 McO Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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