40 McNutt Ave, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 40 McNutt Ave, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1928
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,625 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 53.6-4-38.1`

Property Details

APN / Parcel Number

Primary APN	`012689 53.6-4-38.1`
Alternative APNs	`01268905300600040380000000` `05300600040380010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Exterior Amenities

Porch	Slab
Porch Area	398 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	05300600040380010000
Street Address	40 MCNUTT AVE
City	ALBANY
State	NY
Zip	12205-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	4
Legal Lot Number	38.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3009
Census Tract	14001

Owner

40 McNutt Ave is owner-occupied and held in a trust since July 2024.

Source: Albany County and Colonie Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 MCNUTT AVE, ALBANY, NY 12205-2924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 18, 2024	Intrafamily Transfer, Transfer PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2024
Transfer Doc	0000001736
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 18, 2026
Property Address	40 MCNUTT AVE, ALBANY, NY 12205-2924
Document Number	0000017709
Instrument Date	Sep 15, 2026
Instrument	202617709
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	40 MCNUTT AVE, ALBANY, NY 12205-2924

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	40 MCNUTT AVE, ALBANY, NY 12205-2924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 A 40 A MCNUTT AVE, A, ALBANY, NY 12205-2924

Mortgage

Document Number	0000009338
Date	Jun 11, 2024
Instrument	R2024-09338

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2064

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Jul 18, 2024
Property Address	40 MCNUTT AVE, ALBANY, NY 12205-2924
Document Number	0000001736
Instrument Date	Jul 18, 2024
Instrument	R2024-11736
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MCNUTT AVE, ALBANY, NY 12205-2924

Tax Assessment & Valuation

The 2026 property tax bill for 40 McNutt Ave was $3,625, down 5.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,625.00 (-5.75%)
2025	$3,846.00	$79,400 Land $19,800 Building $59,600	$181,700 Land $45,311 Building $136,389
2023		$79,400 (-) Land $19,800 Building $59,600	$155,700 (+9.32%) Land $38,827 Building $116,873
2022		$79,400 Land $19,800 Building $59,600	$142,422 Land $35,516 Building $106,906
2021	$2,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 McNutt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 McNutt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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