40 McCormick Ln, Middletown, CT 06457 Property Records

Middletown City property record for 40 McCormick Ln, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,979 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2021)
Tax Bill	$11,034 (2026)
Deeds & Mortgages	Feb 2025 Refinance Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0665`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0665`
Alternative APN	`R12236`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	1,979 sqft
Basement Area	1,643 sqft
Unfinished Basement	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R12236
Street Address	40 MCCORMICK LN
City	MIDDLETOWN
State	CT
Zip	06457-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	665
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2014
Census Tract	541200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MCCORMICK LN, MIDDLETOWN, CT 06457-2076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Jul 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRFIELD COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Oct 14, 2004 · Amount on Record
Deed Document Number	20213628980003
Deed Book / Page	2013 / 766
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	40 MCCORMICK LN, MIDDLETOWN, CT 06457-2076
Transaction Type	Mortgage
Record Updated	Mar 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002115-715
Date	Feb 25, 2025
Book Page	2115/715

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 12, 2021
Property Address	40 MCCORMICK LN, MIDDLETOWN, CT 06457-2076
Document Number	002013-766
Book / Page	2013 / 766
Instrument Date	Jul 6, 2021
Instrument	3628980003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 MCCORMICK LN, MIDDLETOWN, CT 06457-2076

Mortgage

Document Number	3628990010
Date	Jul 12, 2021
Instrument	3628990010

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,034.00 (+4.89%)	$270,430 (-) Land $72,250 Building $198,180	$501,446 (+164.89%)
2025		$270,430 (-) Land $72,250 Building $198,180	$189,301 Land $50,575 Building $138,726
2024	$10,520.00 (+5.71%)	$270,430 (-) Land $72,250 Building $198,180
2023	$9,952.00 (+13.96%)	$270,430 (+36.25%) Land $72,250 Building $198,180
2022	$8,733.00	$198,480 Land $48,170 Building $150,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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