40 Mayo St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 40 Mayo St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 608 sqft · built 1870
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2023)
Tax Bill	$8,587 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`BELF M:033 L:005`

Property Details

APN / Parcel Number

Primary APN	`BELF M:033 L:005`
Alternative APN	`2487`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2487
Street Address	40 MAYO ST
City	BELFAST
State	ME
Zip	04915-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4001
Census Tract	43000

Owner

40 Mayo St is owned and occupied by two individuals who bought it in November 2023.

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MAYO ST, BELFAST, ME 04915-6052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Sep 2, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Apr 2, 2007
Deed Document Number	20238262
Deed Book / Page	4952 / 337
Transfer Doc	02955/0262
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 8, 2023
Property Address	40 MAYO ST, BELFAST, ME 04915-6052
Document Number	004952/337
Book / Page	4952 / 337
Instrument Date	Nov 8, 2023
Instrument	2023-8262
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 417, LINCOLNVILLE, ME 04849-0417

Mortgage

Document Number	0020238263
Date	Nov 8, 2023
Instrument	2023-8263

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Sep 2, 2020
Property Address	40 MAYO ST, BELFAST, ME 04915-6052
Document Number	0045390186
Book / Page	004539 / 000186
Instrument Date	Sep 2, 2020
Instrument	8273
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 148 BELFAST ME 049150148, BELFAST, ME 04915-0148

Tax Assessment & Valuation

The 2025 property tax bill for 40 Mayo St was $8,587, up 6.8% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,587.00 (+6.8%)	$525,500 (+0.65%) Land $182,400 Building $343,100
2024	$8,040.00 (+7.62%)	$522,100 (+40.46%) Land $182,400 Building $339,700
2023	$7,471.00 (-2.35%)	$371,700 (+3.97%) Land $118,300 Building $253,400
2022	$7,651.00	$357,500 Land $118,300 Building $239,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Mayo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Mayo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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