40 Massachusetts Ave, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 40 Massachusetts Ave, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,174 sqft · built 1923
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2004)
Tax Bill	$5,769 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-017-00022`

Property Details

APN / Parcel Number

Primary APN	`20-017-00022`
Alternative APN	`WORC M:20 B:017 L:00022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,174 sqft Living Area
Gross Area	4,331 sqft
1st Floor Area	974 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	20-017-00022
Street Address	40 MASSACHUSETTS AVE
City	WORCESTER
State	MA
Zip	01602-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	17
Legal Lot Number	22
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2030
Census Tract	730801

Owner

40 Massachusetts Ave is owned and occupied by two individuals who bought it in May 2004.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MASSACHUSETTS AVE, WORCESTER, MA 01602-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2004 · Amount on File
Deed Sale	May 25, 2004 · Amount on File
Prior Sale	Aug 29, 1994 · Amount on File
Deed Document Number	200492565
Deed Book / Page	33697 / 115
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 MASSACHUSETTS AVE, WORCESTER, MA 01602-2139
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66474-150
Date	Nov 8, 2021
Book Page	66474/150
Instrument	156408

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2031
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 40 Massachusetts Ave was $5,769, up 2.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,769.00 (+2.67%)	$434,400 (+1.97%) Land $104,900 Building $329,500	$501,124 (-1.05%)
2025	$5,619.00	$426,000 Land $99,900 Building $326,100	$506,445 (+5.71%)
2024			$479,085
2023	$5,280.00	$368,200 Land $86,800 Building $281,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Massachusetts Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Massachusetts Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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