40 Marthas Point Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 40 Marthas Point Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,231 sqft · built 1952
Lot Size	1.24 acres (54,375 sqft)
Owner	Individual Name on File
Last Sale	$974,000 (Jul 2014)
Tax Bill	$176 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CONC M:14G B:3493`

Property Details

APN / Parcel Number

Primary APN	`CONC M:14G B:3493`
Alternative APNs	`M:00014G B:03493-00000` `5894`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,231 sqft Living Area
Gross Area	7,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,375 sqft (1.24 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5894
Street Address	40 MARTHAS POINT RD
City	CONCORD
State	MA
Zip	01742-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	3493
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5011
Census Tract	361100

Owner

40 Marthas Point Rd is owned and occupied by an individual who bought it in July 2014.

Source: Middlesex County and Concord Town records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 MARTHAS POINT RD, CONCORD, MA 01742-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Jun 1, 1994 · Amount on File
Deed Book / Page	64007 / 328
Transfer Doc	064007-328
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Recording Date	Jun 3, 2026
Property Address	40 MARTHAS POINT RD, CONCORD, MA 01742-4917
Document Number	085686-364
Book / Page	85686 / 364
Instrument Date	May 20, 2026
Instrument	202665254
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MARTHAS POINT RD, CONCORD, MA 01742-4917

Mortgage

Document Number	0000065254,
Date	Jun 3, 2026
Book Page	85686/364
Instrument	202665254

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.58%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	40 MARTHAS POINT RD, CONCORD, MA 01742-4917
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077428-484
Date	Apr 5, 2021
Book Page	77428/484
Instrument	76073

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40 Marthas Point Rd was $176, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$176.00 (-98.97%)	$1,332,400 (+2.17%) Land $643,500 Building $688,900	$1,616,995
2024	$17,123.00 (+5.86%)	$1,304,100 (+4.49%) Land $643,500 Building $660,600
2023	$16,175.00	$1,248,100 Land $605,200 Building $642,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Marthas Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Marthas Point Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.6% of Massachusetts
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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