40 Martha's Ln, Highlands, NC 28741 Property Records

Macon County property record for 40 Martha's Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,636 sqft · built 1984
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Jul 2021)
Tax Bill	$6,605 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540328799`

Property Details

APN / Parcel Number

Primary APN	`7540328799`
Alternative APNs	`0521960` `150112`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,636 sqft Heated Area
1st Floor Area	2,186 sqft
Basement Area	1,043 sqft
Finished Basement	1,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	174 sqft
Deck Area	338 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	150112
Street Address	40 MARTHAS LN
City	HIGHLANDS
State	NC
Zip	28741-7588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	40 MARTHAS LN
Legal Subdivision	HENRIETTA MARETT SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1015
Census Tract	970501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highlands North Historic District listed 2011 · 27 contributing resources · NRIS 11000482

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Martha's Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 MARTHAS LN, HIGHLANDS, NC 28741-7588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	20216785
Deed Book / Page	41 / 2288
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	00I38/0239
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 16, 2021
Property Address	40 MARTHAS LN, HIGHLANDS, NC 28741-7588
Document Number	00B41/2288
Book / Page	B-41 / 2288
Map Reference	CARD 11595
Instrument Date	Jul 14, 2021
Instrument	2021006785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	358 PACHECO ST, SAN FRANCISCO, CA 94116-1417

Mortgage

Document Number	2021006786
Date	Jul 16, 2021
Instrument	2021006786

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Dec 14, 2017
Property Address	40 MARTHAS LN, HIGHLANDS, NC 28741-7588
Document Number	00I38/0242
Book / Page	I-38 / 0242
Map Reference	MB L-37 PG 652-655
Instrument Date	Dec 13, 2017
Instrument	2017008500
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Dec 14, 2017
Property Address	40 MARTHAS LN, HIGHLANDS, NC 28741-7588
Document Number	00I38/0239
Book / Page	I-38 / 0239
Map Reference	MB L-37 PG 652-655
Instrument Date	Dec 13, 2017
Instrument	2017008499
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 40 Martha's Ln was $6,605, up 10.1% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,605.00 (+10.1%)	$1,502,600 (-) Land $774,640 Building $727,960	$1,502,600 (-) Land $774,640 Building $727,960
2025	$5,999.00	$1,502,600 Land $774,640 Building $727,960	$1,502,600 Land $774,640 Building $727,960
2023	$5,766.00	$1,445,970 Land $774,640 Building $671,330	$1,445,970 Land $774,640 Building $671,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Martha's Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Martha's Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Hotwire Communications, Verizon.

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