40 Maple St, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 40 Maple St, Milford, ME 04461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1988
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$139,000 (Sep 2021)
Tax Bill$2,016 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNMILD M:039 B:023

Property Details

APN / Parcel Number

Primary APNMILD M:039 B:023
Alternative APN
  • 326

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number326
Street Address40 MAPLE ST
CityMILFORD
StateME
Zip04461-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11 VIL
Legal Block23
JurisdictionMILFORD ME
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2020
Census Tract8001

Owner

Source: Penobscot County and Milford Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 MAPLE ST, MILFORD, ME 04461-3533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · VA Mortgage
RAPID HM LENDING INC
Sep 28, 2021Personal Representative Deed, Transfer · VA Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Deed Document Number202133242
Deed Book / Page16208 / 199
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD ME
Property Address40 MAPLE ST, MILFORD, ME 04461-3533
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177560104
DateJan 14, 2026
Book Page17756/104
Instrument646
Lender
NameRAPID HM LENDING INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMILFORD ME
Recording DateSep 28, 2021
Property Address40 MAPLE ST, MILFORD, ME 04461-3533
Document Number0162080199
Book / Page16208 / 199
Instrument DateSep 24, 2021
Instrument33242
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 OHIO ST, BANGOR, ME 04401-3724

Mortgage

Document Number33243
DateSep 28, 2021
Instrument33243
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Milford Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionMilford Town
Unified School DistrictMilford (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,016.00 (+11.88%)$81,900 (-) Land $23,100 Building $58,800
2024$1,802.00 (+22.25%)$81,900 (-) Land $23,100 Building $58,800
2022$1,474.00$81,900 Land $23,100 Building $58,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1978–2008)
Claims Outside the SFHA6 of 10
Most Recent ClaimMay 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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