40 Many Lakes Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 40 Many Lakes Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2023
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$4,274 (2026)
Deeds & Mortgages	May 2026 Sale Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0754500`

Property Details

APN / Parcel Number

Primary APN	`R0754500`
Alternative APNs	`07-3967-23-1-03-03-0000` `0000103500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000103500
Street Address	40 MANY LAKES DR
City	KALISPELL
State	MT
Zip	59901-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S23, T28 N, R20 W, TR 4AF IN NE4NW4
Legal Range	20W
Legal Township	28N
Legal Section	23
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2015
Census Tract	1306

Owner

40 Many Lakes Dr is owned and occupied by an individual who acquired it in May 2026.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Aug 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GARY COLEMANSMITH
Aug 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026
Deed Sale	May 19, 2026
Prior Sale	Oct 8, 2024 · Amount on File
Deed Document Number	202610185
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0000031093
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 19, 2026
Property Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Document Number	0000010185
Instrument Date	May 19, 2026
Instrument	202610185
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Apr 17, 2026
Property Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Document Number	0000007839
Instrument Date	Apr 13, 2026
Instrument	20267839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702

Mortgage

Document Number	0000007839,
Date	Apr 17, 2026
Instrument	20267839

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400006095
Date	Apr 12, 2024
Instrument	202400006095

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 31, 2023
Property Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Document Number	202300015665
Instrument Date	Aug 30, 2023
Instrument	202300015665
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, BRUSH PRAIRIE, WA 98606-0130

Mortgage

Document Number	202300015666
Date	Aug 31, 2023
Instrument	202300015666

Lender

Name	GARY COLEMANSMITH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 16, 2019
Property Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702
Document Number	201900018943
Instrument Date	Aug 14, 2019
Instrument	201900018943
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 MANY LAKES DR, KALISPELL, MT 59901-8702

Tax Assessment & Valuation

The 2026 property tax bill for 40 Many Lakes Dr was $4,274, up 135% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,274.00 (+134.96%)	$578,900 (-)
2025	$1,819.00	$578,900	$578,900 Land $211,068 Building $367,832
2023	$77.00	$11,892	$11,892 Land $11,892

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Many Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Many Lakes Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glacier Broadband Fixed Wireless	1,000 / 1,000
CenturyLink DSL	40 / 3

May also be available: MontanaSky Networks, Verizon.

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