40 Manor Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 40 Manor Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,528 sqft · built 1978
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,000 (Aug 2024)
Tax Bill	$19,754 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01404-0000-00010-22`

Property Details

APN / Parcel Number

Primary APN	`48-01404-0000-00010-22`
Alternative APN	`480140100000001022`

Interior

Stories	2 Stories
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	480140100000001022
Street Address	40 MANOR DR
City	RAMSEY
State	NJ
Zip	07446-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.620AC
Legal Subdivision	ALLISON VLG/RAMSEY SEC I
Legal Block	1404
Legal Lot Number	10.22
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1010
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MANOR DR, RAMSEY, NJ 07446-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 1, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202448880
Deed Book / Page	5302 / 16
Prior Transfer Date	Feb 4, 1999
Prior Transfer Doc	0000026584
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 MANOR DR, RAMSEY, NJ 07446-1318
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MANOR DR, RAMSEY, NJ 07446-1318

Mortgage

Document Number	0056761390
Date	Dec 13, 2025
Book Page	5676/1390
Instrument	2025086817

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 1, 2021
Property Address	40 MANOR DR, RAMSEY, NJ 07446-1318
Document Number	0043550620
Book / Page	4355 / 620
Instrument Date	Aug 17, 2021
Instrument	2021138798
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	BELMONT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,610.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 HIGHWOOD AVE, 91, MIDLAND PARK, NJ 07432-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MANOR DR, RAMSEY, NJ 07446-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	2021138799
Date	Sep 1, 2021
Instrument	2021138799

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,000,000 (+4.23%) Land $502,200 Building $497,800	$1,000,000 (+4.23%) Land $502,200 Building $497,800
2025	$19,754.00 (-1.16%)	$959,400 (+35.47%) Land $462,200 Building $497,200	$959,400 (+35.47%) Land $462,200 Building $497,200
2024	$19,985.00 (+7.59%)
2023		$708,200 Land $366,000 Building $342,200	$708,200 Land $366,000 Building $342,200
2022	$18,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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