Ulster County and Saugerties Town property record for 40 Main St, Saugerties, NY 12477
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,568 sqft · built 1920 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,875 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 514801 18.62-2-10 |
| Primary APN | 514801 18.62-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 400 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 189152.000 |
|---|---|
| Street Address | 40 MAIN ST |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | SAUGERTIES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950200 |
40 Main St is owned and occupied by two individuals.
Source: Ulster County and Saugerties Town records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 MAIN ST, SAUGERTIES, NY 12477-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 40 Main St was $4,875 with exemptions applied.
Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Municipality | Saugerties Village |
| Unified School District | Saugerties Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,875.00 | $356,000 Land $79,500 Building $276,500 | $356,000 Land $79,500 Building $276,500 |
| 2023 | $302,500 (+20.04%) Land $76,500 Building $226,000 | $302,500 (+20.04%) Land $76,500 Building $226,000 | |
| 2022 | $252,000 Land $76,500 Building $175,500 | $252,000 Land $76,500 Building $175,500 | |
| 2021 | $636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Main St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGERTIES (VILLAGE) WATER DIS serves 4,200 people · EPA ID NY5503386 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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