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40 Main St, Elma, WA 98541 Property Records

Grays Harbor County property record for 40 Main St, Elma, WA 98541

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,496 sqft · built 1940
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$399,000 (Jul 2026)
Tax Bill$2,471 (2026)
Deeds & MortgagesJul 2026 Transfer
Jul 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN795500300100

Property Details

APN / Parcel Number

Primary APN795500300100

Interior

Stories2 Stories
Building Area1,496 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleMulti-Level
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area535 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address40 MAIN ST
CityELMA
StateWA
Zip98541
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionPACIFIC BEACH TOWNSITE LOT 1 & VAC 20 ALLEY BLK 3
Legal Range20
Legal Township12
Legal Section20
Legal SubdivisionPACIFIC BEACH TOWNSITE
Legal Block3
Legal Lot Number1
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionOCEAN SHORES
Census Block Group3
Census Block3028
Census Tract202

Owner

40 Main St, a commercial property, is owned by an individual who bought it in July 2026.

Source: Grays Harbor County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4823 234TH ST NE, ARLINGTON, WA 98223-7202
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Quit Claim Deed, Transfer
GRAYS HARBOR TITLE
Jul 31, 2026Warranty Deed, Transfer · Conventional Mortgage
GRAYS HARBOR TITLE
Mar 26, 2021Warranty Deed, Transfer
GRAYS HARBOR TITLE
Jun 28, 2019Warranty Deed, Transfer · Conventional with PMI
BONNIE EAGLESHAM-PIFER
May 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 17, 2017Warranty Deed, Transfer · Conventional Mortgage
WILLIAM PRIMAVERA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on File
Deed SaleJul 31, 2026 · Amount on File
Prior SaleMar 26, 2021 · Amount on File
Deed Document Number202666
Prior Transfer DateJul 29, 2026
Prior Transfer Doc0000000067
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateJul 31, 2026
Property Address40 MAIN ST, ELMA, WA 98541
Document Number0000000067
Instrument DateJul 29, 2026
Instrument202667
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyGRAYS HARBOR TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4823 234TH ST NE, ARLINGTON, WA 98223-7202

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJul 31, 2026
Property Address40 MAIN ST, ELMA, WA 98541
Document Number0000000066
Instrument DateJul 28, 2026
Instrument202666
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$544,541.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4823 234TH ST NE, ARLINGTON, WA 98223-7202

Mortgage

Document Number0000000068,
DateJul 31, 2026
Instrument2026168
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

Mortgage

Document Number0000000069,
DateJul 31, 2026
Instrument202669
Lender
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateMar 26, 2021
Property Address40 MAIN ST, PACIFIC BEACH, WA 98571-5004
Document Number0003260065
Map ReferenceVOL 3 PG 43
Instrument DateMar 9, 2021
Instrument2021-03260065
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
Tax$4,730.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJun 28, 2019
Property Address40 MAIN ST, PACIFIC BEACH, WA 98571-5004
Document Number0006280033
Instrument DateJun 26, 2019
Instrument6280033
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,065.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 224 PACIFIC BEACH WA 985710224, PACIFIC BEACH, WA 98571-0224

Mortgage

Document Number6280034
DateJun 28, 2019
Instrument6280034
Lender
NameBONNIE EAGLESHAM-PIFER
AddressPO BOX 115, COPALIS BEACH, WA 98535-0115
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term36 Months
DueJun 27, 2022

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateMay 23, 2019
Property Address40 MAIN ST, PACIFIC BEACH, WA 98571-5004
Document Number0005230001
Instrument DateMay 9, 2019
Instrument5230001
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MAIN ST PACIFIC BEACH WA 985715004, PACIFIC BEACH, WA 98571-5004

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 17, 2017
Property Address40 MAIN ST, PACIFIC BEACH, WA 98571-5004
Document Number0008170053
Instrument DateAug 10, 2017
Instrument8170053
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,453.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 115 COPALIS BEACH WA 985350115, COPALIS BEACH, WA 98535-0115

Mortgage

Document Number8170054
DateAug 17, 2017
Instrument8170054
Lender
NameWILLIAM PRIMAVERA
Address5791 DOUBLE BLUFF RD # 3, FREELAND, WA 98249-9476
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Main St was $2,471, up 2.2% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictNorth Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,471.00 (+2.23%)
2025$2,417.00 (+71.91%)$346,291 (-) Land $59,800 Building $286,491$346,291 (-) Land $59,800 Building $286,491
2024$1,406.00 (+7.66%)$346,291 Land $59,800 Building $286,491$346,291 Land $59,800 Building $286,491
2023$1,306.00
2022$185,467 Land $39,600 Building $145,867$185,467 Land $39,600 Building $145,867

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims4 (2015–2022)
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACIFIC BEACH/MOCLIPS
serves 2,372 people · EPA ID WA5300333
Water SourceGroundwater
Last State InspectionSep 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coast Communications
Cable		1,000 / 50
Starlink
Satellite		280 / 30

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