Westchester County and Greenburgh Town property record for 40 Main St, Dobbs Ferry, NY 10522
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 2,080 sqft · built 1925 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,500 (Jul 2017) |
| Tax Bill | $20,892 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552603 3.80-45-23 |
| Primary APN | 552603 3.80-45-23 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Lot Area | 4,792 sqft (0.11 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 3047240 |
|---|---|
| Street Address | 40 MAIN ST |
| City | DOBBS FERRY |
| State | NY |
| Zip | 10522-2112 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 45 |
| Legal Lot Number | 23.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | GREENBURGH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10400 |
40 Main St, a duplex, is owned and occupied by two individuals who bought it in July 2017.
Source: Westchester County and Greenburgh Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 MAIN ST, DOBBS FERRY, NY 10522-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA |
| Jul 14, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Prior Sale | Jan 26, 2001 · Amount on File |
| Deed Document Number | 2017571883442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 MAIN ST, DOBBS FERRY, NY 10522-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW WAY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0602153052 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 602153052 |
| Name | UNITED NORTHERN MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Address | LEVITTOWN, NY 11756 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 MAIN ST, DOBBS FERRY, NY 10522-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0592173324 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 592173324 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 14, 2017 |
| Property Address | 40 MAIN ST, DOBBS FERRY, NY 10522-2112 |
| Document Number | 0571883442 |
| Book / Page | 057188 / 003442 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 MAIN ST #3 DOBBS FERRY NY 105223804, 3, DOBBS FERRY, NY 10522-3804 |
| Document Number | 571943569 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 057194/003569 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
The 2026 property tax bill for 40 Main St was $20,892, up 0.3% from the year before.
Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Greenburgh Town |
| Municipality | Dobbs Ferry Village |
| Unified School District | Dobbs Ferry Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,892.00 (+0.34%) | ||
| 2025 | $20,822.00 | $746,800 (+1%) Land $298,800 Building $448,000 | $746,800 (+1%) Land $298,800 Building $448,000 |
| 2024 | $678,900 (+9.46%) Land $298,800 Building $380,100 | $678,900 (+9.46%) Land $298,800 Building $380,100 | |
| 2023 | $620,200 Land $284,500 Building $335,700 | $620,200 Land $284,500 Building $335,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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