Cortland County and Cortland City property record for 40 Main St, #42, Cortland, NY 13045
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 7,281 sqft · built 1880 |
| Owner | Company on Record |
| Last Sale | $110,000 (Nov 2004) |
| Tax Bill | $2,277 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.58-03-08.000 |
| Primary APN | 110200 86.58-03-08.000 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 7,281 sqft Gross Area |
| Basement Area | 1,767 sqft |
| Unfinished Basement | 1,767 sqft |
| Elevator | Elevator |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Dimensions | 101 ft deep x 30 ft wide |
| Cooling System | Partial |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 MAIN ST, 42 |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-3722 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tompkins Street/Main Street Historic District (Boundary Increase) listed 1982 · 110 contributing resources · NRIS 82001116 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | PO BOX 224, CORTLAND, NY 13045-0224 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2004 · Amount on Record |
| Deed Sale | Nov 1, 2004 · Amount on Record |
| Deed Book / Page | 10301 / 65001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 40-42 MAIN ST, CORTLAND, NY 13045 |
| Document Number | 0000004567 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40-42 MAIN ST CORTLAND NY 130452684, CORTLAND, NY 13045-2684 |
| Document Number | 0000004567 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 4567 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CORTLAND, NY 13045 |
| Amount | Amount Recorded |
|---|
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,277.00 (-9.82%) | $395,000 (+31.67%) Land $31,000 Building $364,000 | $407,216 (-0.91%) Land $31,959 Building $375,257 |
| 2023 | $2,525.00 Additional exemption filed | $300,000 Land $27,100 Building $272,900 | $410,959 Land $37,123 Building $373,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures