40 Main Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 40 Main Rd, Montgomery, MA 01085 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 3,931 sqft · built 1784
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Sep 2019)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:6 B:450 L:10`

Property Details

APN / Parcel Number

Primary APN	`M:6 B:450 L:10`
Alternative APN	`MONT M:6 B:5 L:10`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,931 sqft Living Area
Gross Area	6,297 sqft
Basement Area	444 sqft
Unfinished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1784
Effective Year Built	Effective 1784
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	150,282 sqft (3.45 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 MAIN RD
City	MONTGOMERY
State	MA
Zip	01085-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	10
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1013
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records · APN M:6 B:450 L:10

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 MAIN RD, MONTGOMERY, MA 01085-9511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	201952738
Deed Book / Page	22852 / 336
Last Transfer Date	Sep 03, 2024
Transfer Doc	025569-168
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Sep 13, 2019
Property Address	40 MAIN RD, MONTGOMERY, MA 01085-9511
Document Number	22852-336
Book / Page	022852 / 000336
Instrument Date	Sep 12, 2019
Instrument	52738
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,213.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 KIRK DR SPRINGFIELD MA 011091438, SPRINGFIELD, MA 01109-1438

Mortgage

Document Number	22852-339
Date	Sep 13, 2019
Book Page	022852/000339
Instrument	52739

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	40 MAIN RD, MONTGOMERY, MA 01085-9511
Document Number	22363-172
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MAIN RD MONTGOMERY MA 010859511, MONTGOMERY, MA 01085-9511

Mortgage

Document Number	22363-172
Date	Sep 18, 2018
Book Page	022363/000172
Instrument	55824

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (+2.3%)	$392,200 (+33.95%) Land $90,400 Building $301,800	$438,045 (+4.04%)
2024			$421,040
2023	$4,348.00	$292,800 Land $82,800 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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