Somerset County and Franklin Township property record for 40 Macafee Rd, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,366 sqft · built 1967 |
| Lot Size | 0.468 acres (20,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2019) |
| Tax Bill | $12,204 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00362-0000-00049 |
| Primary APN | 08-00362-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 2,366 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 20,399 sqft (0.468 acres) |
| Lot Dimensions | 200 ft deep x 102 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 40 MACAFEE RD |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | STRATHMORE SEC 06 |
| Legal Block | 362 |
| Legal Lot Number | 49 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 53103 |
40 Macafee Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF NEW JERSEY |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MTG |
| Jun 5, 2019 | Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC |
| Sep 18, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Jul 16, 2004 · Amount on File |
| Deed Document Number | 201919305 |
| Deed Book / Page | 7122 / 984 |
| Prior Transfer Date | Dec 30, 1992 |
| Prior Transfer Doc | 1890000677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000031882 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 7649/3514 |
| Instrument | 2025031882 |
| Name | CREDIT UNION OF NEW JERSEY |
|---|---|
| Type | Credit Union |
| Address | TRENTON, NJ 08628 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Document Number | 0000014073 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 40 MACAFEE RD SOMERSET NJ 088732951, SOMERSET, NJ 08873-2951 |
| Document Number | 0000014073 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 007201/001735 |
| Instrument | 14073 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 2, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 5, 2019 |
| Property Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Document Number | 0000019305 |
| Book / Page | 7122 / 0984 |
| Map Reference | MAP 1075 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 2019019305 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,688.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 HARDWOOD RD, 56, PALMYRA, VA 22963-2230 |
| Name | Verified Name |
|---|---|
| Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Document Number | 0000019306 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019019306 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 MACAFEE RD, SOMERSET, NJ 08873-2951 |
| Document Number | 0000040008 |
| Book / Page | 006994 / 002134 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MACAFEE RD SOMERSET NJ 088732951, SOMERSET, NJ 08873-2951 |
| Document Number | 0000040008 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 006994/002134 |
| Instrument | 40008 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
The 2025 property tax bill for 40 Macafee Rd was $12,204, up 13.3% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,000 (-) Land $370,400 Building $322,600 | $693,000 (-) Land $370,400 Building $322,600 | |
| 2025 | $12,204.00 (+13.33%) | $693,000 Land $370,400 Building $322,600 | $693,000 Land $370,400 Building $322,600 |
| 2024 | $10,769.00 | ||
| 2023 | $541,100 Land $320,400 Building $220,700 | $541,100 Land $320,400 Building $220,700 | |
| 2022 | $9,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Macafee Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2010–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Macafee Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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