40 Lyman St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 40 Lyman St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,281 sqft · built 1900
Lot Size	0.05 acres (2,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Jul 2011)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Oct 2022 Refinance May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:070 L:649 S:009`

Property Details

APN / Parcel Number

Primary APN	`B:070 L:649 S:009`
Alternative APN	`LYNN M:070 B:649 L:009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
Gross Area	2,274 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,165 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 LYMAN ST
City	LYNN
State	MA
Zip	01902-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	649
Legal Lot Number	9
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2013
Census Tract	205500

Owner

Source: Essex County and Lynn City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 LYMAN ST, LYNN, MA 01902-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
May 19, 2017	Deed of Trust, Mortgage SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2011 · Amount on Record
Deed Sale	Jul 11, 2011 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Book / Page	30520 / 215
Transfer Doc	30499-343
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 LYMAN ST, LYNN, MA 01902-4010
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041258-241
Date	Oct 21, 2022
Book Page	41258/241
Instrument	20221021001950

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 LYMAN ST, LYNN, MA 01902-4010
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35878-536
Date	May 19, 2017
Book Page	35878/536
Instrument	170

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (+3.4%)	$458,300 (+5.09%) Land $180,900 Building $277,400	$456,095
2024	$4,592.00 (+12.58%)	$436,100 (+19.22%) Land $174,500 Building $261,600
2023	$4,079.00	$365,800 Land $137,500 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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