40 Lydia Ct, Covington, GA 30016 Property Records

Newton County property record for 40 Lydia Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,801 sqft · built 1996
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$117,900 (Oct 1999)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0025C-00000-043-000`

Property Details

APN / Parcel Number

Primary APN	`0025C-00000-043-000`
Alternative APNs	`0025C 043` `10988`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,801 sqft Heated Area
1st Floor Area	1,601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	10988
Street Address	40 LYDIA CT
City	COVINGTON
State	GA
Zip	30016-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.58AC LT13C UN2 MAGNO MNR
Legal Subdivision	MAGNOLIA MANOR
Legal Lot Number	13C
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100505

Owner

Source: Newton County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 9, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 25, 2019	Loan Modification, Mortgage US BK
Dec 14, 2016	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 1999 · Amount on Record
Deed Sale	Oct 12, 1999 · Amount on Record
Prior Sale	Feb 7, 1997 · Amount on Record
Deed Book / Page	869 / 273
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Aug 28, 2026
Property Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Document Number	4861000337
Book / Page	4861 / 337
Instrument Date	Aug 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4861000337,
Date	Aug 28, 2026
Book Page	4861/337

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Aug 1, 2049

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LYDIA CT, COVINGTON, GA 30016-1150

Mortgage

Document Number	0045580000000401
Date	Oct 13, 2023
Book Page	0000004558/0000000401
Instrument	D2023012241

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2049

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Mortgage

Document Number	0047160000000513
Date	Apr 9, 2025
Book Page	0000004716/0000000513

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jan 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Document Number	0038090250
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LYDIA CT COVINGTON GA 300161150, COVINGTON, GA 30016-1150

Mortgage

Document Number	0038090250
Date	Feb 28, 2019
Book Page	003809/000250
Instrument	2517

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	40 LYDIA CT, COVINGTON, GA 30016-1150
Document Number	0035260374
Book / Page	003526 / 000374
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LYDIA CT COVINGTON GA 300161150, COVINGTON, GA 30016-1150

Mortgage

Document Number	0035260374
Date	Jan 20, 2017
Book Page	003526/000374
Instrument	878

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (+3.61%) Homeowner's exemption	$113,840 (+7.97%) Land $17,600 Building $96,240	$284,600 (+7.97%) Land $44,000 Building $240,600
2024	$2,607.00 (-0.72%) Homeowner's exemption	$105,440 (+3.7%) Land $17,600 Building $87,840	$263,600 (+3.7%) Land $44,000 Building $219,600
2023		$101,680 Land $7,200 Building $94,480	$254,200 Land $18,000 Building $236,200
2022	$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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