40 Lumar Rd, Lawrenceville, NJ 08648 Property Records

Mercer County and Lawrence Township property record for 40 Lumar Rd, Lawrenceville, NJ 08648

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1958
Lot Size	0.218 acres (9,490 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Oct 2021)
Tax Bill	$7,799 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03007-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-03007-0000-00003`
Alternative APNs	`0700241000000032` `070300700003`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	9,490 sqft (0.218 acres)
Lot Dimensions	130 ft deep x 73 ft wide

Location & Zoning

Old Parcel Number	0700241000000032
Street Address	40 LUMAR RD
City	LAWRENCE TOWNSHIP
State	NJ
Zip	08648-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	3007
Legal Lot Number	3
Jurisdiction	MERCER NJ
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2014
Census Tract	3202

Owner

40 Lumar Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Mercer County and Lawrence Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 7, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Deed Document Number	202161115
Deed Book / Page	6459 / 1367
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	40 LUMAR RD, LAWRENCEVILLE, NJ 08648-3153
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021584
Date	Apr 26, 2022
Book Page	11733/1841
Instrument	2022021584

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	40 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3153
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050665
Date	Nov 21, 2019
Book Page	11449/0209
Instrument	2019050665

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 7, 2021
Property Address	40 LUMAR RD, LAWRENCEVILLE, NJ 08648-3153
Document Number	0000061115
Book / Page	6459 / 1367
Instrument Date	Sep 15, 2021
Instrument	2021061115
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	PLAINE ABSTRACT CORPORATION, PLATINUM ABSTRACT CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,546.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	847 QUARRY RD, CORALVILLE, IA 52241-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LUMAR RD, LAWRENCEVILLE, NJ 08648-3153

Mortgage

Document Number	0000061116
Date	Oct 7, 2021
Instrument	2021061116

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40 Lumar Rd was $7,799, up 2.2% from the year before.

Source: Mercer County and Lawrence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Lawrence Township
Unified School District	Lawrence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,700 (+1.75%) Land $86,500 Building $164,200	$250,700 (+1.75%) Land $86,500 Building $164,200
2025	$7,799.00 (+2.17%)	$246,400 Land $86,500 Building $159,900	$246,400 Land $86,500 Building $159,900
2024	$7,633.00
2023		$246,400 Land $86,500 Building $159,900	$246,400 Land $86,500 Building $159,900
2022	$7,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Lumar Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1980–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Lumar Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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