40 Lower Main St, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 40 Lower Main St, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1987
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Nov 1990)
Tax Bill	$7,831 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-00276-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`01-00276-0000-00018`
Alternative APN	`010027600018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	40 LOWER MAIN ST
City	MATAWAN
State	NJ
Zip	07747-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	SHADES
Legal Block	276
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ABERDEEN
Census Block Group	3
Census Block	3007
Census Tract	802700

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 LOWER MAIN ST, MATAWAN, NJ 07747-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 18, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1990 · Amount on Record
Deed Sale	Nov 7, 1990 · Amount on Record
Deed Book / Page	5035 / 161
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	40 LOWER MAIN ST, MATAWAN, NJ 07747-1039
Document Number	0000041503
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LOWER MAIN ST MATAWAN NJ 077471039, MATAWAN, NJ 07747-1039

Mortgage

Document Number	0000041503
Date	May 13, 2019
Book Page	009347/008129
Instrument	41503

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	40 LOWER MAIN ST, MATAWAN, NJ 07747-1039
Document Number	0000055780
Book / Page	009230 / 006353
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LOWER MAIN ST ABERDEEN NJ 077471039, ABERDEEN, NJ 07747-1039

Mortgage

Document Number	0000055780
Date	Jun 9, 2017
Book Page	009230/006353
Instrument	55780

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Aberdeen Township
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,400 (+5.23%) Land $288,900 Building $133,500	$422,400 (+5.23%) Land $288,900 Building $133,500
2025	$7,831.00 (+12.58%)	$401,400 (+35.93%) Land $269,100 Building $132,300	$401,400 (+35.93%) Land $269,100 Building $132,300
2024	$6,956.00 (+12.67%)
2023		$295,300 Land $157,100 Building $138,200	$295,300 Land $157,100 Building $138,200
2022	$6,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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