Essex County and Bloomfield Township property record for 40 Lowell Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,877 sqft · built 1938 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,667 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01054-0000-00027 |
| Primary APN | 02-01054-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,877 sqft Living Area |
| 1st Floor Area | 1,877 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Old Parcel Number | 020105400027 |
|---|---|
| Street Address | 40 LOWELL TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 61 X 100 |
| Legal Subdivision | WATCHUNG TERRACE |
| Legal Block | 1054 |
| Legal Lot Number | 27 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14800 |
40 Lowell Ter is owned and occupied by two individuals who acquired it in September 1991.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LOWELL TER, BLOOMFIELD, NJ 07003-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1991 |
| Deed Sale | Sep 6, 1991 |
| Prior Sale | Aug 30, 1991 · Amount on File |
| Deed Book / Page | 5182 / 175 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 40 Lowell Ter was $16,667, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,700 (-) Land $283,800 Building $193,900 | $477,700 (-) Land $283,800 Building $193,900 | |
| 2025 | $16,667.00 (+2.86%) | $477,700 Land $283,800 Building $193,900 | $477,700 Land $283,800 Building $193,900 |
| 2024 | $16,203.00 | ||
| 2023 | $477,700 Land $283,800 Building $193,900 | $477,700 Land $283,800 Building $193,900 | |
| 2022 | $15,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Lowell Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Lowell Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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