Clay County property record for 40 Louise Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,995 sqft · built 1997 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2022) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0012600 |
| Primary APN | 088B 19B 0012600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,995 sqft Finished Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Pool Area | 448 sqft |
| Deck Area | 224 sqft |
| Street Address | 40 LOUISE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 .89 AC IN LOT NE 1/4 NE 1/4 (LOT 18 BLK B POINT HARBOR) DB 312/79 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Legal Subdivision | PLA |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3092 |
| Census Tract | 950500 |
40 Louise Dr is owned and occupied by an individual who bought it in June 2022.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 LOUISE DR, WEST POINT, MS 39773-9312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JTS & CO |
| Jun 14, 2021 | Deed of Trust, Mortgage REGIONS BANK |
| Jun 2, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Deed Document Number | 20223088 |
| Deed Book / Page | 312 / 79 |
| Prior Transfer Date | Apr 29, 2022 |
| Prior Transfer Doc | 0000312/79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 40 LOUISE DR, WEST POINT, MS 39773-9312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000544/725 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 544/725 |
| Instrument | 2022003089 |
| Name | JTS & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 40 LOUISE DR, WEST POINT, MS 39773-9312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000534/259 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 534/259 |
| Instrument | 2021003422 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 2, 2022 |
| Property Address | 40 LOUISE DR, WEST POINT, MS 39773-9312 |
| Document Number | 0000312/79 |
| Book / Page | 312 / 79 |
| Map Reference | DB 181 PG 331 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022003088 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 LOUISE DR, WEST POINT, MS 39773-9312 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 740 LOUISE DR, WEST POINT, MS 39773 |
The 2025 property tax bill for 40 Louise Dr was $1,036 with exemptions applied, up 3.6% from the year before.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 (+3.6%) Additional exemption filed | $20,459 (-) Land $1,000 Building $19,459 | $204,593 (-) Land $10,000 Building $194,593 |
| 2024 | $1,000.00 (-37.97%) Additional exemption filed | $20,459 (+21.41%) Land $1,000 Building $19,459 | $204,593 (+21.41%) Land $10,000 Building $194,593 |
| 2023 | $1,612.00 (+1.83%) Additional exemption filed | $16,851 Land $1,000 Building $15,851 | $168,509 Land $10,000 Building $158,509 |
| 2022 | $1,583.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Louise Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Louise Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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