40 Libby Ave, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 40 Libby Ave, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 999 sqft · built 1961
Lot Size	0.265 acres (11,542 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Jan 2020)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453425`

Property Details

APN / Parcel Number

Primary APN	`453425`
Alternative APN	`MARL M:047 B:014A L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	2,277 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,542 sqft (0.265 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	453425
Street Address	40 LIBBY AVE
City	MARLBOROUGH
State	MA
Zip	01752-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	14A
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	2
Census Block	2001
Census Tract	321100

Owner

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 LIBBY AVE, MARLBOROUGH, MA 01752-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Dec 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME BANK
Jan 2, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2020416
Deed Book / Page	73936 / 218
Prior Transfer Date	Dec 24, 2019
Prior Transfer Doc	73936-218
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	40 LIBBY AVE, MARLBOROUGH, MA 01752-1633
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071625-43
Date	Sep 17, 2018
Book Page	71625/43
Instrument	143315

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2058

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	40 LIBBY AVE, MARLBOROUGH, MA 01752-1633
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076322-19
Date	Dec 2, 2020
Book Page	76322/19
Instrument	227943

Lender

Name	FIRST HOME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Jan 2, 2020
Property Address	40 LIBBY AVE, MARLBOROUGH, MA 01752-1633
Document Number	73936-218
Book / Page	73936 / 218
Instrument Date	Dec 24, 2019
Instrument	416
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LIBBY AVE, MARLBOROUGH, MA 01752-1633

Mortgage

Document Number	417
Date	Jan 2, 2020
Instrument	417

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,817.00 (+4.47%)	$488,500 (+8.48%) Land $233,300 Building $255,200	$511,670 (+10.8%)
2024	$4,611.00 (-12.17%)	$450,300 (-1.01%) Land $212,000 Building $238,300	$461,795
2023	$5,250.00	$454,900 Land $171,400 Building $283,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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