40 Lewis St, Derby, CT 06418 Property Records

Derby City property record for 40 Lewis St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,856 sqft · built 1884
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$255,000 (Sep 2024)
Tax Bill	$9,827 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:9 L:161`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:9 L:161`
Alternative APNs	`002747` `8556` `2747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	720 sqft
Unfinished Basement	470 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2747
Street Address	40 LEWIS ST
City	DERBY
State	CT
Zip	06418-1419
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Block	9
Legal Lot Number	161
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1011
Census Tract	120200

Owner

40 Lewis St, a duplex, is owned by a company that bought it in September 2024.

Source: Derby City records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	40 LEWIS ST, DERBY, CT 06418-1419
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage INSULA CAP GRP LLC
Sep 3, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 3, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Deed Document Number	2024981
Deed Book / Page	931 / 78
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	0000931-80
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	40 LEWIS ST, DERBY, CT 06418-1419
Transaction Type	Mortgage
Record Updated	Mar 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000943-161
Date	Mar 3, 2025
Book Page	943/161
Instrument	273

Lender

Name	INSULA CAP GRP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Sep 3, 2024
Property Address	40 LEWIS ST, DERBY, CT 06418-1419
Document Number	0000931-80
Book / Page	931 / 80
Instrument Date	Aug 29, 2024
Instrument	982
Transaction Type	Transfer
Record Updated	Sep 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2341 WHITNEY AVE, HAMDEN, CT 06518-3539
Investor	Possibly a Property Investor

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 3, 2024
Property Address	40 LEWIS ST, DERBY, CT 06418-1419
Document Number	0000931-78
Book / Page	931 / 78
Instrument Date	Aug 13, 2024
Instrument	981
Transaction Type	Transfer
Record Updated	Sep 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2341 WHITNEY AVE, HAMDEN, CT 06518-3539

Tax Assessment & Valuation

The 2026 property tax bill for 40 Lewis St was $9,827, up 55% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,827.00 (+54.98%)	$255,640 (+74.15%) Land $43,400 Building $212,240	$409,332 (+298.37%)
2025	$6,341.00	$146,790 Land $38,490 Building $108,300	$102,753 Land $26,943 Building $75,810
2024	$6,341.00 (+11.91%)
2023	$5,666.00	$146,790 (-) Land $38,430 Building $108,360
2022	$5,666.00	$146,790 Land $38,430 Building $108,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Lewis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Lewis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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