40 Lewis St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 40 Lewis St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 1953
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Feb 2018)
Tax Bill	$15,456 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00427-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`02-00427-0000-00026`
Alternative APN	`020042700026`

Interior

Stories	2 Stories
Building Area	2,048 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	020042700026
Street Address	40 LEWIS ST
City	BLOOMFIELD
State	NJ
Zip	07003-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	55 X 100
Legal Block	427
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2005
Census Tract	15500

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 LEWIS ST, BLOOMFIELD, NJ 07003-6040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 23, 2018	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS
Jul 31, 2017	Grant Deed, Transfer ANGELO FERRARA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201816505
Prior Transfer Date	Nov 5, 2007
Prior Transfer Doc	0007135078
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 LEWIS ST, BLOOMFIELD, NJ 07003-6040
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020107
Date	Feb 23, 2021
Instrument	2021020107

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 LEWIS ST, BLOOMFIELD, NJ 07003-6040
Document Number	0000005713
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LEWIS ST BLOOMFIELD NJ 070036040, BLOOMFIELD, NJ 07003-6040

Mortgage

Document Number	0000005713
Date	Jan 16, 2020
Instrument	5713

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 23, 2018
Property Address	40 LEWIS ST, BLOOMFIELD, NJ 07003-6040
Document Number	0000016505
Instrument Date	Feb 13, 2018
Instrument	16505
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATLANTIC TITLE AND SETTLEMENT SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LEWIS ST BLOOMFIELD NJ 070036040, BLOOMFIELD, NJ 07003-6040

Mortgage

Document Number	16506
Date	Feb 23, 2018
Instrument	16506

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 31, 2017
Property Address	40 LEWIS ST, BLOOMFIELD, NJ 07003-6040
Document Number	0000066492
Instrument Date	Jul 11, 2017
Instrument	66492
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 PITCAIRN DR ROSELAND NJ 070681022, ROSELAND, NJ 07068-1022

Mortgage

Document Number	66407
Date	Jul 31, 2017
Instrument	66407

Lender

Name	ANGELO FERRARA
Address	45 SPRING LAKE BLVD, WARETOWN, NJ 08758-2658

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,000 (-) Land $130,000 Building $313,000	$443,000 (-) Land $130,000 Building $313,000
2025	$15,456.00 (+2.86%)	$443,000 (-) Land $130,000 Building $313,000	$443,000 (-) Land $130,000 Building $313,000
2024	$15,026.00 (+5.94%)
2023		$443,000 Land $130,000 Building $313,000	$443,000 Land $130,000 Building $313,000
2022	$14,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units
Nearby Flood Claims	16 (1978–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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