40 Lemp Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 40 Lemp Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,312 sqft · built 1984
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2023)
Tax Bill	$10,792 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N-14-0193`

Property Details

APN / Parcel Number

Primary APN	`25N-14-0193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,312 sqft Living Area
1st Floor Area	1,454 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	435,600 sqft
Lot Dimensions	417 ft deep x 417 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	374 sqft
Patio Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 LEMP RD
City	SAINT LOUIS
State	MO
Zip	63122-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R1
Legal Description	NEFFWOLD LOT 1
Legal Subdivision	NEFFWOLD
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1022
Census Tract	221100

Owner

40 Lemp Rd is owned and occupied by two individuals who bought it in May 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
May 24, 2023	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Aug 25, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Aug 26, 2016
Deed Document Number	2023524215
Prior Transfer Date	Jul 24, 2011
Prior Transfer Doc	0195871327
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BOBWHITE CIR, CAPE CARTERET, NC 28584-9776

Mortgage

Document Number	2023081600177
Date	Aug 16, 2023
Instrument	2023081600177

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 24, 2023
Property Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946
Document Number	2023052400215
Map Reference	MB 220 PG 34
Instrument Date	May 16, 2023
Instrument	2023052400215
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	40 LEMP RD, SAINT LOUIS, MO 63122-6946
Document Number	0226763911
Book / Page	022676 / 003911
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LEMP RD ST LOUIS MO 631226946, ST LOUIS, MO 63122-6946

Mortgage

Document Number	0226763911
Date	Aug 31, 2017
Book Page	022676/003911
Instrument	788

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Lemp Rd was $10,792, up 16.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,750 (-34.73%) Land $104,500 Building $71,250	$925,000 (-34.73%) Land $550,000 Building $375,000
2025	$10,792.00 (+16.51%)	$269,270 Land $212,760 Building $56,510	$1,417,200 Land $1,119,800 Building $297,400
2024	$9,263.00 (+0.22%)
2023	$9,243.00 (-3.4%)	$147,250 (-) Land $147,210 Building $40	$775,000 Land $774,800 Building $200
2022	$9,568.00	$147,250 Land $114,000 Building $33,250
2021			$775,000 Land $600,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Lemp Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Lemp Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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