Waterbury City property record for 40 Leaf Ave, Waterbury, CT 06705
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,921 sqft · built 1956 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Apr 2026) |
| Tax Bill | $7,572 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30403800081 |
| Primary APN | 30403800081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,921 sqft Living Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 30403800081 |
|---|---|
| Street Address | 40 LEAF AVE |
| City | WATERBURY |
| State | CT |
| Zip | 06705-3116 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL |
| Legal Block | 380 |
| Legal Lot Number | 81 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 352600 |
40 Leaf Ave, a duplex, is owned by an individual who bought it in April 2026.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 ELIZABETH ST, 3, WATERBURY, CT 06704-3345 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FD COMMUNITY FEDERAL CREDIT UNION |
| Apr 7, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | Oct 31, 2014 · Amount on File |
| Deed Document Number | 20263195 |
| Deed Book / Page | 9227 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 40 LEAF AVE, WATERBURY, CT 06705-3116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008771-249 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 8771/249 |
| Instrument | 2023-17717 |
| Name | FD COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERBURY CT |
| Recording Date | Apr 7, 2026 |
| Property Address | 40 LEAF AVE, WATERBURY, CT 06705-3116 |
| Document Number | 009227-311 |
| Book / Page | 9227 / 311 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026.3195 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Apr 7, 2026 |
|---|
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 40 Leaf Ave was $7,572.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,572.00 | $174,720 (-) Land $20,370 Building $154,350 | $347,089 (+183.79%) |
| 2025 | $174,720 Land $20,370 Building $154,350 | $122,304 Land $14,259 Building $108,045 | |
| 2024 | $7,859.00 (-16.99%) | ||
| 2023 | $9,468.00 | $174,720 Land $20,370 Building $154,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Leaf Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Leaf Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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