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40 Lawrence Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 40 Lawrence Ave, Lodi, NJ 07644

Property Summary

Property TypeExempt (Full or Partial)
Details1,712 sqft · built 1948
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Apr 2021)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-00116-0000-00020

Property Details

APN / Parcel Number

Primary APN31-00116-0000-00020
Alternative APNs
  • 310011600020
  • 234800

Interior

Stories2 Stories
Building Area1,712 sqft Total Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Construction TypeBrick
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Location & Zoning

Account Number234800
Street Address40 LAWRENCE AVE
CityLODI
StateNJ
Zip07644-3209
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR2
Legal Description50X130 DISABLED VETERAN
Legal SubdivisionWILLIAMS LAND & BLDG CO
Legal Block116
Legal Lot Number20
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group3
Census Block3001
Census Tract30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address40 LAWRENCE AVE, LODI, NJ 07644-3209
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Prior SaleAug 30, 1993 · Amount on Record
Deed Document Number202152291
Deed Book / Page4064 / 651
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 8, 2021
Property Address40 LAWRENCE AVE, LODI, NJ 07644-3209
Document Number0040640651
Book / Page4064 / 651
Instrument DateFeb 5, 2021
Instrument2021052291
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyLIBERTY ABSTRACT/NY INC, LIBERTY ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 WELLER TER, 48, SADDLE BROOK, NJ 07663-4422

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LAWRENCE AVE, LODI, NJ 07644-3209

Mortgage

Document Number2021052292
DateApr 8, 2021
Instrument2021052292
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$352,100 (-) Land $170,500 Building $181,600$352,100 (-) Land $170,500 Building $181,600
2025$352,100 (-) Land $170,500 Building $181,600$352,100 (-) Land $170,500 Building $181,600
2023$352,100 Land $170,500 Building $181,600$352,100 Land $170,500 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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